Borrowing in Saltcoats No. 213, Saskatchewan

Saltcoats No. 213, Saskatchewan, recorded a population of 743 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saltcoats No. 213

The 2021 Census counted 743 residents in Saltcoats No. 213. Its land area is 824.9 square kilometres.

The arithmetic gives 0.9 people per square kilometre.

The 2021 Census population places it at rank 180 in the province.

Compared with the other 733 covered Saskatchewan places, Saltcoats No. 213 ranks 180 by population.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

Saltcoats No. 213 ranks 180 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Saltcoats No. 213 is 824.9 square kilometres, and the population is 743 residents in the 2021 Census.

Nothing on the Saltcoats No. 213 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Saltcoats No. 213, 0.9 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saltcoats No. 213 with another community can use the same four census fields.

Saltcoats No. 213 is one of 733 covered Saskatchewan places, counted at 743 residents with a land area of 824.9 square kilometres.

Saltcoats No. 213 sits at rank 180 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saltcoats No. 213 could not be verified, the page names the publisher instead of printing a number.

At 743 residents in the 2021 Census, Saltcoats No. 213 is listed alongside the other covered places in Saskatchewan.

Saltcoats No. 213 appears in the census record with 743 residents, and the density of 0.9 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.