Borrowing in Scott No. 98, Saskatchewan

This page covers borrowing in Scott No. 98, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A mortgage is registered against the property, which is what gives the lender its claim. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Scott No. 98

Statistics Canada's 2021 Census gives Scott No. 98 a population of 215. Statistics Canada lists 846.6 square kilometres of land for the community.

Dividing population by land area gives 0.3 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 580 within this data set.

Compared with the other 733 covered Saskatchewan places, Scott No. 98 ranks 580 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

For Scott No. 98, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Scott No. 98, 0.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Scott No. 98 could not be verified, the page names the publisher instead of printing a number.

The Scott No. 98 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Scott No. 98 with another community can use the same four census fields.

Scott No. 98 appears in the census record with 215 residents, and the density of 0.3 people per square kilometre follows from it.

At 215 residents in the 2021 Census, Scott No. 98 is listed alongside the other covered places in Saskatchewan.

Scott No. 98 is one of 733 covered Saskatchewan places, counted at 215 residents with a land area of 846.6 square kilometres.

Scott No. 98 ranks 580 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Scott No. 98 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Scott No. 98 is 846.6 square kilometres, and the population is 215 residents in the 2021 Census.

Scott No. 98 sits at rank 580 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.