Borrowing in Smeaton, Saskatchewan

A loan taken out in Smeaton is governed by Saskatchewan's licensing rules, and the 2021 Census counted 163 people in the community.

The census figures for Smeaton

163 people were counted in Smeaton in the 2021 Census. Land area for Smeaton is 1.5 square kilometres in the same census.

The arithmetic gives 111.6 people per square kilometre.

The community is the 646th largest place in the province within this census set.

Smeaton sits at rank 646 among the 733 Saskatchewan places here, with 163 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

For Smeaton, the two census fields above are the only local statistics used anywhere on the page.

The Smeaton page follows the same structure as every other place page, with population, land area, density and rank.

Smeaton ranks 646 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Smeaton with another community can use the same four census fields.

At 163 residents in the 2021 Census, Smeaton is listed alongside the other covered places in Saskatchewan.

Smeaton sits at rank 646 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Smeaton is 1.5 square kilometres, and the population is 163 residents in the 2021 Census.

The density figure for Smeaton, 111.6 people per square kilometre, is calculated from the population and land area above.

Nothing on the Smeaton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Smeaton could not be verified, the page names the publisher instead of printing a number.

Smeaton appears in the census record with 163 residents, and the density of 111.6 people per square kilometre follows from it.

Smeaton is one of 733 covered Saskatchewan places, counted at 163 residents with a land area of 1.5 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.