Borrowing in St. Andrews No. 287, Saskatchewan

With 461 residents counted in the 2021 Census, St. Andrews No. 287 sits inside Saskatchewan's provincial lending framework.

The census figures for St. Andrews No. 287

461 people were counted in St. Andrews No. 287 in the 2021 Census. The community covers 807.8 square kilometres of land.

On those two figures, density is 0.6 residents per square kilometre when rounded to one decimal place.

St. Andrews No. 287 ranks 327 by population among the Saskatchewan places on this site.

Within Saskatchewan, St. Andrews No. 287 is place number 327 by population in this census set, at 461 residents.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The land area recorded for St. Andrews No. 287 is 807.8 square kilometres, and the population is 461 residents in the 2021 Census.

The density figure for St. Andrews No. 287, 0.6 people per square kilometre, is calculated from the population and land area above.

St. Andrews No. 287 appears in the census record with 461 residents, and the density of 0.6 people per square kilometre follows from it.

Where a figure for St. Andrews No. 287 could not be verified, the page names the publisher instead of printing a number.

For St. Andrews No. 287, the two census fields above are the only local statistics used anywhere on the page.

The St. Andrews No. 287 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing St. Andrews No. 287 with another community can use the same four census fields.

Nothing on the St. Andrews No. 287 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

St. Andrews No. 287 is one of 733 covered Saskatchewan places, counted at 461 residents with a land area of 807.8 square kilometres.

St. Andrews No. 287 ranks 327 by 2021 Census population among the covered places in Saskatchewan.

St. Andrews No. 287 sits at rank 327 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.