Borrowing in St. Gregor, Saskatchewan

This page covers borrowing in St. Gregor, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for St. Gregor

St. Gregor recorded a population of 104 in Statistics Canada's 2021 Census of Population. Land area for St. Gregor is 0.8 square kilometres in the same census.

That gives a density of 123.8 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, St. Gregor sits at rank 726 by population.

Compared with the other 733 covered Saskatchewan places, St. Gregor ranks 726 by population.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The St. Gregor page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing St. Gregor with another community can use the same four census fields.

At 104 residents in the 2021 Census, St. Gregor is listed alongside the other covered places in Saskatchewan.

St. Gregor appears in the census record with 104 residents, and the density of 123.8 people per square kilometre follows from it.

The land area recorded for St. Gregor is 0.8 square kilometres, and the population is 104 residents in the 2021 Census.

St. Gregor sits at rank 726 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

St. Gregor is one of 733 covered Saskatchewan places, counted at 104 residents with a land area of 0.8 square kilometres.

Nothing on the St. Gregor page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for St. Gregor could not be verified, the page names the publisher instead of printing a number.

The density figure for St. Gregor, 123.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.