Borrowing in St. Philips No. 301, Saskatchewan

St. Philips No. 301, Saskatchewan, recorded a population of 200 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for St. Philips No. 301

200 people were counted in St. Philips No. 301 in the 2021 Census. 647.8 square kilometres of land are attributed to St. Philips No. 301.

On those two figures, density is 0.3 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 598 within this data set.

St. Philips No. 301 sits at rank 598 among the 733 Saskatchewan places here, with 200 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

St. Philips No. 301 is one of 733 covered Saskatchewan places, counted at 200 residents with a land area of 647.8 square kilometres.

St. Philips No. 301 ranks 598 by 2021 Census population among the covered places in Saskatchewan.

The St. Philips No. 301 page follows the same structure as every other place page, with population, land area, density and rank.

For St. Philips No. 301, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for St. Philips No. 301 is 647.8 square kilometres, and the population is 200 residents in the 2021 Census.

At 200 residents in the 2021 Census, St. Philips No. 301 is listed alongside the other covered places in Saskatchewan.

Readers comparing St. Philips No. 301 with another community can use the same four census fields.

St. Philips No. 301 sits at rank 598 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

St. Philips No. 301 appears in the census record with 200 residents, and the density of 0.3 people per square kilometre follows from it.

The density figure for St. Philips No. 301, 0.3 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.