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Borrowing in Stewart Valley, Saskatchewan

Stewart Valley, Saskatchewan: 107 residents in the 2021 Census, 0.9 square kilometres of land, and the provincial lending rules that apply across Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 107
Land area 0.9 km²
Provincial regulator See the FCAC list

Stewart Valley, Saskatchewan, recorded a population of 107 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Stewart Valley

Stewart Valley recorded a population of 107 in Statistics Canada's 2021 Census of Population. Land area for Stewart Valley is 0.9 square kilometres in the same census.

On those two figures, density is 124.4 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 723 in the province.

Stewart Valley therefore appears at rank 723 of 733 covered Saskatchewan places, with a density of 124.4 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A mortgage is registered against the property, which is what gives the lender its claim. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The land area recorded for Stewart Valley is 0.9 square kilometres, and the population is 107 residents in the 2021 Census.

Stewart Valley is one of 733 covered Saskatchewan places, counted at 107 residents with a land area of 0.9 square kilometres.

The density figure for Stewart Valley, 124.4 people per square kilometre, is calculated from the population and land area above.

For Stewart Valley, the two census fields above are the only local statistics used anywhere on the page.

Stewart Valley sits at rank 723 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Stewart Valley could not be verified, the page names the publisher instead of printing a number.

Readers comparing Stewart Valley with another community can use the same four census fields.

The Stewart Valley page follows the same structure as every other place page, with population, land area, density and rank.

Stewart Valley ranks 723 by 2021 Census population among the covered places in Saskatchewan.

Stewart Valley appears in the census record with 107 residents, and the density of 124.4 people per square kilometre follows from it.

At 107 residents in the 2021 Census, Stewart Valley is listed alongside the other covered places in Saskatchewan.

Nothing on the Stewart Valley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Stewart Valley

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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