Borrowing in Stoughton, Saskatchewan

A loan taken out in Stoughton is governed by Saskatchewan's licensing rules, and the 2021 Census counted 652 people in the community.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Stoughton

Population for Stoughton stands at 652 in the 2021 Census. The census records a land area of 3.5 square kilometres for Stoughton.

That gives a density of 189.0 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Stoughton sits at rank 217 by population.

Stoughton sits at rank 217 among the 733 Saskatchewan places here, with 652 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Stoughton ranks 217 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Stoughton could not be verified, the page names the publisher instead of printing a number.

Stoughton is one of 733 covered Saskatchewan places, counted at 652 residents with a land area of 3.5 square kilometres.

The land area recorded for Stoughton is 3.5 square kilometres, and the population is 652 residents in the 2021 Census.

Readers comparing Stoughton with another community can use the same four census fields.

Stoughton appears in the census record with 652 residents, and the density of 189.0 people per square kilometre follows from it.

At 652 residents in the 2021 Census, Stoughton is listed alongside the other covered places in Saskatchewan.

For Stoughton, the two census fields above are the only local statistics used anywhere on the page.

Stoughton sits at rank 217 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Stoughton, 189.0 people per square kilometre, is calculated from the population and land area above.

The Stoughton page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Stoughton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.