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Borrowing in Three Lakes No. 400, Saskatchewan

Three Lakes No. 400 is one of the Saskatchewan communities covered here, with 725 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Saskatchewan (SK)
Population, 2021 Census 725
Land area 770.8 km²
Provincial regulator See the FCAC list

Three Lakes No. 400 is one of the Saskatchewan places covered here, with 725 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Three Lakes No. 400

The 2021 Census counted 725 residents in Three Lakes No. 400. The census records a land area of 770.8 square kilometres for Three Lakes No. 400.

Population divided by land area produces a density of 0.9 people per square kilometre.

The 2021 Census population places it at rank 186 in the province.

Within Saskatchewan, Three Lakes No. 400 is place number 186 by population in this census set, at 725 residents.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The density figure for Three Lakes No. 400, 0.9 people per square kilometre, is calculated from the population and land area above.

Readers comparing Three Lakes No. 400 with another community can use the same four census fields.

Three Lakes No. 400 sits at rank 186 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 725 residents in the 2021 Census, Three Lakes No. 400 is listed alongside the other covered places in Saskatchewan.

Where a figure for Three Lakes No. 400 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Three Lakes No. 400 is 770.8 square kilometres, and the population is 725 residents in the 2021 Census.

Three Lakes No. 400 is one of 733 covered Saskatchewan places, counted at 725 residents with a land area of 770.8 square kilometres.

The Three Lakes No. 400 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Three Lakes No. 400 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Three Lakes No. 400 ranks 186 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Three Lakes No. 400

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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