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Borrowing in Tompkins, Saskatchewan

How borrowing works in Tompkins, Saskatchewan, where the 2021 Census counted 153 residents.

Province Saskatchewan (SK)
Population, 2021 Census 153
Land area 2.7 km²
Provincial regulator See the FCAC list

Tompkins is one of the Saskatchewan places covered here, with 153 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Tompkins

In the 2021 Census, Tompkins had 153 residents. The community covers 2.7 square kilometres of land.

The calculated density is 57.1 people per square kilometre.

Tompkins ranks 658 by population among the Saskatchewan places on this site.

Compared with the other 733 covered Saskatchewan places, Tompkins ranks 658 by population.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Readers comparing Tompkins with another community can use the same four census fields.

Tompkins ranks 658 by 2021 Census population among the covered places in Saskatchewan.

At 153 residents in the 2021 Census, Tompkins is listed alongside the other covered places in Saskatchewan.

Nothing on the Tompkins page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Tompkins could not be verified, the page names the publisher instead of printing a number.

Tompkins is one of 733 covered Saskatchewan places, counted at 153 residents with a land area of 2.7 square kilometres.

The Tompkins page follows the same structure as every other place page, with population, land area, density and rank.

For Tompkins, the two census fields above are the only local statistics used anywhere on the page.

Tompkins sits at rank 658 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Tompkins is 2.7 square kilometres, and the population is 153 residents in the 2021 Census.

The density figure for Tompkins, 57.1 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Tompkins

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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