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Borrowing in Turnor Lake 193B, Saskatchewan

Turnor Lake 193B, Saskatchewan: 428 residents in the 2021 Census, 3.1 square kilometres of land, and the provincial lending rules that apply across Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 428
Land area 3.1 km²
Provincial regulator See the FCAC list

Turnor Lake 193B is one of the Saskatchewan communities covered here, with a 2021 Census population of 428, and borrowing there is licensed under Saskatchewan's consumer credit rules.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Turnor Lake 193B

428 people were counted in Turnor Lake 193B in the 2021 Census. The census records a land area of 3.1 square kilometres for Turnor Lake 193B.

The arithmetic gives 136.7 people per square kilometre.

The community is the 345th largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Turnor Lake 193B ranks 345 by population.

Turnor Lake 193B is one of 733 covered Saskatchewan places, counted at 428 residents with a land area of 3.1 square kilometres.

For Turnor Lake 193B, the two census fields above are the only local statistics used anywhere on the page.

At 428 residents in the 2021 Census, Turnor Lake 193B is listed alongside the other covered places in Saskatchewan.

Where a figure for Turnor Lake 193B could not be verified, the page names the publisher instead of printing a number.

The density figure for Turnor Lake 193B, 136.7 people per square kilometre, is calculated from the population and land area above.

Turnor Lake 193B appears in the census record with 428 residents, and the density of 136.7 people per square kilometre follows from it.

Turnor Lake 193B ranks 345 by 2021 Census population among the covered places in Saskatchewan.

The Turnor Lake 193B page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Turnor Lake 193B with another community can use the same four census fields.

Nothing on the Turnor Lake 193B page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Turnor Lake 193B sits at rank 345 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Turnor Lake 193B is 3.1 square kilometres, and the population is 428 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Turnor Lake 193B

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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