Borrowing in Val Marie, Saskatchewan

With 120 residents counted in the 2021 Census, Val Marie sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The census figures for Val Marie

Statistics Canada's 2021 Census gives Val Marie a population of 120. 0.4 square kilometres of land are attributed to Val Marie.

Population divided by land area produces a density of 279.1 people per square kilometre.

By population it ranks 705 among the Saskatchewan places covered here.

Within Saskatchewan, Val Marie is place number 705 by population in this census set, at 120 residents.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

Readers comparing Val Marie with another community can use the same four census fields.

The land area recorded for Val Marie is 0.4 square kilometres, and the population is 120 residents in the 2021 Census.

The density figure for Val Marie, 279.1 people per square kilometre, is calculated from the population and land area above.

Val Marie sits at rank 705 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Val Marie is one of 733 covered Saskatchewan places, counted at 120 residents with a land area of 0.4 square kilometres.

Where a figure for Val Marie could not be verified, the page names the publisher instead of printing a number.

Nothing on the Val Marie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 120 residents in the 2021 Census, Val Marie is listed alongside the other covered places in Saskatchewan.

Val Marie ranks 705 by 2021 Census population among the covered places in Saskatchewan.

Val Marie appears in the census record with 120 residents, and the density of 279.1 people per square kilometre follows from it.

For Val Marie, the two census fields above are the only local statistics used anywhere on the page.

The Val Marie page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.