Borrowing in Vanscoy, Saskatchewan

Vanscoy is one of the Saskatchewan communities covered here, with a 2021 Census population of 477, and borrowing there is licensed under Saskatchewan's consumer credit rules.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A credit file is compiled by private agencies from information lenders and other creditors report.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Vanscoy

Vanscoy recorded a population of 477 in Statistics Canada's 2021 Census of Population. The community covers 2.5 square kilometres of land.

The calculated density is 193.1 people per square kilometre.

The community is the 315th largest place in the province within this census set.

Vanscoy is one of 733 places listed for Saskatchewan, ranked 315 by population and measured at 2.5 square kilometres.

At 477 residents in the 2021 Census, Vanscoy is listed alongside the other covered places in Saskatchewan.

For Vanscoy, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Vanscoy, 193.1 people per square kilometre, is calculated from the population and land area above.

Readers comparing Vanscoy with another community can use the same four census fields.

Nothing on the Vanscoy page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Vanscoy page follows the same structure as every other place page, with population, land area, density and rank.

Vanscoy sits at rank 315 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Vanscoy appears in the census record with 477 residents, and the density of 193.1 people per square kilometre follows from it.

Where a figure for Vanscoy could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Vanscoy is 2.5 square kilometres, and the population is 477 residents in the 2021 Census.

Vanscoy ranks 315 by 2021 Census population among the covered places in Saskatchewan.

Vanscoy is one of 733 covered Saskatchewan places, counted at 477 residents with a land area of 2.5 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.