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Borrowing in Victory No. 226, Saskatchewan

Population 434, land area 1360.6 square kilometres: the census facts for Victory No. 226, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 434
Land area 1360.6 km²
Provincial regulator See the FCAC list

Victory No. 226 is one of the Saskatchewan communities covered here, with a 2021 Census population of 434, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The census figures for Victory No. 226

Statistics Canada's 2021 Census gives Victory No. 226 a population of 434. 1360.6 square kilometres of land are attributed to Victory No. 226.

On those two figures, density is 0.3 residents per square kilometre when rounded to one decimal place.

Victory No. 226 ranks 340 by population among the Saskatchewan places on this site.

Victory No. 226 is one of 733 places listed for Saskatchewan, ranked 340 by population and measured at 1360.6 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Victory No. 226 sits at rank 340 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Victory No. 226, 0.3 people per square kilometre, is calculated from the population and land area above.

Victory No. 226 ranks 340 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Victory No. 226 could not be verified, the page names the publisher instead of printing a number.

Victory No. 226 appears in the census record with 434 residents, and the density of 0.3 people per square kilometre follows from it.

Nothing on the Victory No. 226 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Victory No. 226 page follows the same structure as every other place page, with population, land area, density and rank.

Victory No. 226 is one of 733 covered Saskatchewan places, counted at 434 residents with a land area of 1360.6 square kilometres.

The land area recorded for Victory No. 226 is 1360.6 square kilometres, and the population is 434 residents in the 2021 Census.

At 434 residents in the 2021 Census, Victory No. 226 is listed alongside the other covered places in Saskatchewan.

For Victory No. 226, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Victory No. 226

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Saskatoon 266,141 Regina 226,404 Prince Albert 37,756 Moose Jaw 33,665 Swift Current 16,750 Yorkton 16,280

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