Borrowing in Watrous, Saskatchewan

With 1,842 residents counted in the 2021 Census, Watrous sits inside Saskatchewan's provincial lending framework.

The census figures for Watrous

Watrous recorded a population of 1,842 in Statistics Canada's 2021 Census of Population. Land area for Watrous is 11.3 square kilometres in the same census.

The calculated density is 163.2 people per square kilometre.

The community is the 52nd largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Watrous ranks 52 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Where a figure for Watrous could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Watrous is 11.3 square kilometres, and the population is 1,842 residents in the 2021 Census.

At 1,842 residents in the 2021 Census, Watrous is listed alongside the other covered places in Saskatchewan.

The Watrous page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Watrous page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Watrous ranks 52 by 2021 Census population among the covered places in Saskatchewan.

Watrous sits at rank 52 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Watrous with another community can use the same four census fields.

Watrous appears in the census record with 1,842 residents, and the density of 163.2 people per square kilometre follows from it.

The density figure for Watrous, 163.2 people per square kilometre, is calculated from the population and land area above.

Watrous is one of 733 covered Saskatchewan places, counted at 1,842 residents with a land area of 11.3 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.