Borrowing in White Valley No. 49, Saskatchewan

White Valley No. 49, Saskatchewan, recorded a population of 352 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The census figures for White Valley No. 49

Population for White Valley No. 49 stands at 352 in the 2021 Census. 2001.6 square kilometres of land are attributed to White Valley No. 49.

On those two figures, density is 0.2 residents per square kilometre when rounded to one decimal place.

White Valley No. 49 ranks 425 by population among the Saskatchewan places on this site.

Within Saskatchewan, White Valley No. 49 is place number 425 by population in this census set, at 352 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

White Valley No. 49 appears in the census record with 352 residents, and the density of 0.2 people per square kilometre follows from it.

Readers comparing White Valley No. 49 with another community can use the same four census fields.

Where a figure for White Valley No. 49 could not be verified, the page names the publisher instead of printing a number.

White Valley No. 49 ranks 425 by 2021 Census population among the covered places in Saskatchewan.

The White Valley No. 49 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for White Valley No. 49, 0.2 people per square kilometre, is calculated from the population and land area above.

For White Valley No. 49, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the White Valley No. 49 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for White Valley No. 49 is 2001.6 square kilometres, and the population is 352 residents in the 2021 Census.

At 352 residents in the 2021 Census, White Valley No. 49 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.