Borrowing in Windthorst, Saskatchewan

Windthorst is one of the Saskatchewan communities covered here, with a 2021 Census population of 194, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The census figures for Windthorst

194 people were counted in Windthorst in the 2021 Census. 1.3 square kilometres of land are attributed to Windthorst.

Population divided by land area produces a density of 144.8 people per square kilometre.

Among covered Saskatchewan places, Windthorst sits at rank 606 by population.

Within Saskatchewan, Windthorst is place number 606 by population in this census set, at 194 residents.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Windthorst ranks 606 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Windthorst with another community can use the same four census fields.

The density figure for Windthorst, 144.8 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Windthorst is 1.3 square kilometres, and the population is 194 residents in the 2021 Census.

Where a figure for Windthorst could not be verified, the page names the publisher instead of printing a number.

For Windthorst, the two census fields above are the only local statistics used anywhere on the page.

At 194 residents in the 2021 Census, Windthorst is listed alongside the other covered places in Saskatchewan.

Nothing on the Windthorst page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Windthorst appears in the census record with 194 residents, and the density of 144.8 people per square kilometre follows from it.

Windthorst is one of 733 covered Saskatchewan places, counted at 194 residents with a land area of 1.3 square kilometres.

The Windthorst page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.