Borrowing in Wise Creek No. 77, Saskatchewan

Wise Creek No. 77 is one of the Saskatchewan communities covered here, with a 2021 Census population of 188, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The census figures for Wise Creek No. 77

Wise Creek No. 77 recorded a population of 188 in Statistics Canada's 2021 Census of Population. Its land area is 822.5 square kilometres.

The arithmetic gives 0.2 people per square kilometre.

The community is the 613th largest place in the province within this census set.

The place record for Wise Creek No. 77 covers 822.5 square kilometres and 188 residents, a density of 0.2 people per square kilometre.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A credit file is compiled by private agencies from information lenders and other creditors report.

Nothing on the Wise Creek No. 77 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Wise Creek No. 77 is 822.5 square kilometres, and the population is 188 residents in the 2021 Census.

Wise Creek No. 77 sits at rank 613 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Wise Creek No. 77 appears in the census record with 188 residents, and the density of 0.2 people per square kilometre follows from it.

At 188 residents in the 2021 Census, Wise Creek No. 77 is listed alongside the other covered places in Saskatchewan.

The density figure for Wise Creek No. 77, 0.2 people per square kilometre, is calculated from the population and land area above.

Where a figure for Wise Creek No. 77 could not be verified, the page names the publisher instead of printing a number.

Wise Creek No. 77 is one of 733 covered Saskatchewan places, counted at 188 residents with a land area of 822.5 square kilometres.

For Wise Creek No. 77, the two census fields above are the only local statistics used anywhere on the page.

Wise Creek No. 77 ranks 613 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Wise Creek No. 77 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.