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Borrowing in Wood River No. 74, Saskatchewan

Population 466, land area 824.8 square kilometres: the census facts for Wood River No. 74, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 466
Land area 824.8 km²
Provincial regulator See the FCAC list

Wood River No. 74 is one of the Saskatchewan places covered here, with 466 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Wood River No. 74

Statistics Canada's 2021 Census gives Wood River No. 74 a population of 466. The community covers 824.8 square kilometres of land.

On those two figures, density is 0.6 residents per square kilometre when rounded to one decimal place.

By population it ranks 324 among the Saskatchewan places covered here.

Wood River No. 74 sits at rank 324 among the 733 Saskatchewan places here, with 466 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The density figure for Wood River No. 74, 0.6 people per square kilometre, is calculated from the population and land area above.

Wood River No. 74 ranks 324 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Wood River No. 74 could not be verified, the page names the publisher instead of printing a number.

At 466 residents in the 2021 Census, Wood River No. 74 is listed alongside the other covered places in Saskatchewan.

Wood River No. 74 is one of 733 covered Saskatchewan places, counted at 466 residents with a land area of 824.8 square kilometres.

Wood River No. 74 sits at rank 324 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Wood River No. 74 appears in the census record with 466 residents, and the density of 0.6 people per square kilometre follows from it.

The Wood River No. 74 page follows the same structure as every other place page, with population, land area, density and rank.

For Wood River No. 74, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Wood River No. 74 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Wood River No. 74

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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