Borrowing in Wynyard, Saskatchewan

A loan taken out in Wynyard is governed by Saskatchewan's licensing rules, and the 2021 Census counted 1,724 people in the community.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The census figures for Wynyard

The 2021 Census counted 1,724 residents in Wynyard. 5.3 square kilometres of land are attributed to Wynyard.

Dividing population by land area gives 324.1 residents per square kilometre, rounded to one decimal place.

By population it ranks 59 among the Saskatchewan places covered here.

Compared with the other 733 covered Saskatchewan places, Wynyard ranks 59 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The density figure for Wynyard, 324.1 people per square kilometre, is calculated from the population and land area above.

The Wynyard page follows the same structure as every other place page, with population, land area, density and rank.

Wynyard sits at rank 59 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Wynyard is 5.3 square kilometres, and the population is 1,724 residents in the 2021 Census.

Nothing on the Wynyard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Wynyard ranks 59 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Wynyard could not be verified, the page names the publisher instead of printing a number.

Wynyard is one of 733 covered Saskatchewan places, counted at 1,724 residents with a land area of 5.3 square kilometres.

At 1,724 residents in the 2021 Census, Wynyard is listed alongside the other covered places in Saskatchewan.

Readers comparing Wynyard with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.