Borrowing in Acton Vale, Quebec

Acton Vale is one of the Quebec places covered here, with 7,605 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Acton Vale

Acton Vale recorded a population of 7,605 in Statistics Canada's 2021 Census of Population. The community covers 91.0 square kilometres of land.

Dividing population by land area gives 83.6 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 132 in the province.

Acton Vale therefore appears at rank 132 of 1150 covered Quebec places, with a density of 83.6 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A mortgage is registered against the property, which is what gives the lender its claim. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Acton Vale ranks 132 by 2021 Census population among the covered places in Quebec.

Acton Vale appears in the census record with 7,605 residents, and the density of 83.6 people per square kilometre follows from it.

Acton Vale sits at rank 132 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Acton Vale is 91.0 square kilometres, and the population is 7,605 residents in the 2021 Census.

The density figure for Acton Vale, 83.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Acton Vale with another community can use the same four census fields.

Acton Vale is one of 1150 covered Quebec places, counted at 7,605 residents with a land area of 91.0 square kilometres.

Where a figure for Acton Vale could not be verified, the page names the publisher instead of printing a number.

For Acton Vale, the two census fields above are the only local statistics used anywhere on the page.

The Acton Vale page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Acton Vale page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 7,605 residents in the 2021 Census, Acton Vale is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.