Borrowing in Albanel, Quebec

This page covers borrowing in Albanel, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Albanel

The 2021 Census counted 2,181 residents in Albanel. Land area for Albanel is 197.4 square kilometres in the same census.

Population divided by land area produces a density of 11.0 people per square kilometre.

By population it ranks 379 among the Quebec places covered here.

Albanel therefore appears at rank 379 of 1150 covered Quebec places, with a density of 11.0 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Albanel sits at rank 379 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Albanel page follows the same structure as every other place page, with population, land area, density and rank.

Albanel appears in the census record with 2,181 residents, and the density of 11.0 people per square kilometre follows from it.

Albanel ranks 379 by 2021 Census population among the covered places in Quebec.

At 2,181 residents in the 2021 Census, Albanel is listed alongside the other covered places in Quebec.

The land area recorded for Albanel is 197.4 square kilometres, and the population is 2,181 residents in the 2021 Census.

Where a figure for Albanel could not be verified, the page names the publisher instead of printing a number.

The density figure for Albanel, 11.0 people per square kilometre, is calculated from the population and land area above.

Albanel is one of 1150 covered Quebec places, counted at 2,181 residents with a land area of 197.4 square kilometres.

Nothing on the Albanel page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Albanel, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.