Borrowing in Audet, Quebec

Audet is one of the Quebec places covered here, with 708 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Audet

Statistics Canada's 2021 Census gives Audet a population of 708. Statistics Canada lists 134.9 square kilometres of land for the community.

The calculated density is 5.2 people per square kilometre.

Audet ranks 796 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Audet ranks 796 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

For Audet, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Audet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Audet with another community can use the same four census fields.

The land area recorded for Audet is 134.9 square kilometres, and the population is 708 residents in the 2021 Census.

The Audet page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Audet, 5.2 people per square kilometre, is calculated from the population and land area above.

Audet appears in the census record with 708 residents, and the density of 5.2 people per square kilometre follows from it.

Audet sits at rank 796 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 708 residents in the 2021 Census, Audet is listed alongside the other covered places in Quebec.

Where a figure for Audet could not be verified, the page names the publisher instead of printing a number.

Audet ranks 796 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.