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Borrowing in Baie-du-Febvre, Quebec

How borrowing works in Baie-du-Febvre, Quebec, where the 2021 Census counted 961 residents.

Province Quebec (QC)
Population, 2021 Census 961
Land area 96.8 km²
Provincial regulator See the FCAC list

A loan taken out in Baie-du-Febvre is governed by Quebec's licensing rules, and the 2021 Census counted 961 people in the community.

The census figures for Baie-du-Febvre

The 2021 Census counted 961 residents in Baie-du-Febvre. Land area for Baie-du-Febvre is 96.8 square kilometres in the same census.

The arithmetic gives 9.9 people per square kilometre.

Baie-du-Febvre ranks 675 by population among the Quebec places on this site.

Baie-du-Febvre therefore appears at rank 675 of 1150 covered Quebec places, with a density of 9.9 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The land area recorded for Baie-du-Febvre is 96.8 square kilometres, and the population is 961 residents in the 2021 Census.

Baie-du-Febvre is one of 1150 covered Quebec places, counted at 961 residents with a land area of 96.8 square kilometres.

For Baie-du-Febvre, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Baie-du-Febvre could not be verified, the page names the publisher instead of printing a number.

Baie-du-Febvre sits at rank 675 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Baie-du-Febvre with another community can use the same four census fields.

At 961 residents in the 2021 Census, Baie-du-Febvre is listed alongside the other covered places in Quebec.

Nothing on the Baie-du-Febvre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Baie-du-Febvre appears in the census record with 961 residents, and the density of 9.9 people per square kilometre follows from it.

The density figure for Baie-du-Febvre, 9.9 people per square kilometre, is calculated from the population and land area above.

The Baie-du-Febvre page follows the same structure as every other place page, with population, land area, density and rank.

Baie-du-Febvre ranks 675 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Baie-du-Febvre

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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