Borrowing in Baie-Sainte-Catherine, Quebec

A loan taken out in Baie-Sainte-Catherine is governed by Quebec's licensing rules, and the 2021 Census counted 184 people in the community.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Baie-Sainte-Catherine

Baie-Sainte-Catherine recorded a population of 184 in Statistics Canada's 2021 Census of Population. Land area for Baie-Sainte-Catherine is 232.9 square kilometres in the same census.

Population divided by land area produces a density of 0.8 people per square kilometre.

The 2021 Census population places it at rank 1122 in the province.

Baie-Sainte-Catherine sits at rank 1122 among the 1150 Quebec places here, with 184 residents in the 2021 Census.

Baie-Sainte-Catherine is one of 1150 covered Quebec places, counted at 184 residents with a land area of 232.9 square kilometres.

At 184 residents in the 2021 Census, Baie-Sainte-Catherine is listed alongside the other covered places in Quebec.

Baie-Sainte-Catherine sits at rank 1122 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Baie-Sainte-Catherine could not be verified, the page names the publisher instead of printing a number.

Baie-Sainte-Catherine ranks 1122 by 2021 Census population among the covered places in Quebec.

The density figure for Baie-Sainte-Catherine, 0.8 people per square kilometre, is calculated from the population and land area above.

Nothing on the Baie-Sainte-Catherine page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Baie-Sainte-Catherine with another community can use the same four census fields.

Baie-Sainte-Catherine appears in the census record with 184 residents, and the density of 0.8 people per square kilometre follows from it.

The land area recorded for Baie-Sainte-Catherine is 232.9 square kilometres, and the population is 184 residents in the 2021 Census.

The Baie-Sainte-Catherine page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.