Borrowing in Beauharnois, Quebec

Beauharnois is one of the Quebec places covered here, with 13,638 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The census figures for Beauharnois

Statistics Canada's 2021 Census gives Beauharnois a population of 13,638. The community covers 68.2 square kilometres of land.

On those two figures, density is 199.9 residents per square kilometre when rounded to one decimal place.

Beauharnois ranks 85 by population among the Quebec places on this site.

The place record for Beauharnois covers 68.2 square kilometres and 13,638 residents, a density of 199.9 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Readers comparing Beauharnois with another community can use the same four census fields.

The land area recorded for Beauharnois is 68.2 square kilometres, and the population is 13,638 residents in the 2021 Census.

Beauharnois appears in the census record with 13,638 residents, and the density of 199.9 people per square kilometre follows from it.

Beauharnois is one of 1150 covered Quebec places, counted at 13,638 residents with a land area of 68.2 square kilometres.

Where a figure for Beauharnois could not be verified, the page names the publisher instead of printing a number.

At 13,638 residents in the 2021 Census, Beauharnois is listed alongside the other covered places in Quebec.

Beauharnois ranks 85 by 2021 Census population among the covered places in Quebec.

The density figure for Beauharnois, 199.9 people per square kilometre, is calculated from the population and land area above.

The Beauharnois page follows the same structure as every other place page, with population, land area, density and rank.

Beauharnois sits at rank 85 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Beauharnois page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Beauharnois, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.