Borrowing in Beaumont, Quebec

Beaumont is one of the Quebec communities covered here, with a 2021 Census population of 2,968, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A mortgage is registered against the property, which is what gives the lender its claim. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The census figures for Beaumont

Beaumont recorded a population of 2,968 in Statistics Canada's 2021 Census of Population. The census records a land area of 44.6 square kilometres for Beaumont.

Population divided by land area produces a density of 66.6 people per square kilometre.

Among covered Quebec places, Beaumont sits at rank 278 by population.

Compared with the other 1150 covered Quebec places, Beaumont ranks 278 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Beaumont ranks 278 by 2021 Census population among the covered places in Quebec.

Readers comparing Beaumont with another community can use the same four census fields.

The density figure for Beaumont, 66.6 people per square kilometre, is calculated from the population and land area above.

Nothing on the Beaumont page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Beaumont sits at rank 278 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Beaumont page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Beaumont could not be verified, the page names the publisher instead of printing a number.

At 2,968 residents in the 2021 Census, Beaumont is listed alongside the other covered places in Quebec.

For Beaumont, the two census fields above are the only local statistics used anywhere on the page.

Beaumont appears in the census record with 2,968 residents, and the density of 66.6 people per square kilometre follows from it.

Beaumont is one of 1150 covered Quebec places, counted at 2,968 residents with a land area of 44.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.