Borrowing in Béthanie, Quebec

Béthanie, Quebec, recorded a population of 350 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A mortgage is registered against the property, which is what gives the lender its claim. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Béthanie

Population for Béthanie stands at 350 in the 2021 Census. The community covers 47.0 square kilometres of land.

The calculated density is 7.4 people per square kilometre.

By population it ranks 1026 among the Quebec places covered here.

Béthanie therefore appears at rank 1026 of 1150 covered Quebec places, with a density of 7.4 people per square kilometre.

Béthanie ranks 1026 by 2021 Census population among the covered places in Quebec.

The Béthanie page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Béthanie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Béthanie could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Béthanie is 47.0 square kilometres, and the population is 350 residents in the 2021 Census.

At 350 residents in the 2021 Census, Béthanie is listed alongside the other covered places in Quebec.

Béthanie is one of 1150 covered Quebec places, counted at 350 residents with a land area of 47.0 square kilometres.

Béthanie sits at rank 1026 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Béthanie with another community can use the same four census fields.

Béthanie appears in the census record with 350 residents, and the density of 7.4 people per square kilometre follows from it.

For Béthanie, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Béthanie, 7.4 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.