Borrowing in Bois-des-Filion, Quebec

Bois-des-Filion, Quebec, recorded a population of 10,159 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Bois-des-Filion

Bois-des-Filion recorded a population of 10,159 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 4.4 square kilometres of land for the community.

Population divided by land area produces a density of 2330.0 people per square kilometre.

By population it ranks 107 among the Quebec places covered here.

Within Quebec, Bois-des-Filion is place number 107 by population in this census set, at 10,159 residents.

Bois-des-Filion appears in the census record with 10,159 residents, and the density of 2330.0 people per square kilometre follows from it.

The density figure for Bois-des-Filion, 2330.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Bois-des-Filion is 4.4 square kilometres, and the population is 10,159 residents in the 2021 Census.

Bois-des-Filion is one of 1150 covered Quebec places, counted at 10,159 residents with a land area of 4.4 square kilometres.

At 10,159 residents in the 2021 Census, Bois-des-Filion is listed alongside the other covered places in Quebec.

For Bois-des-Filion, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Bois-des-Filion page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Bois-des-Filion with another community can use the same four census fields.

The Bois-des-Filion page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Bois-des-Filion could not be verified, the page names the publisher instead of printing a number.

Bois-des-Filion sits at rank 107 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.