Borrowing in Bois-Franc, Quebec

With 411 residents counted in the 2021 Census, Bois-Franc sits inside Quebec's provincial lending framework.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Bois-Franc

Bois-Franc recorded a population of 411 in Statistics Canada's 2021 Census of Population. Its land area is 71.6 square kilometres.

Dividing population by land area gives 5.7 residents per square kilometre, rounded to one decimal place.

The community is the 985th largest place in the province within this census set.

Bois-Franc is one of 1150 places listed for Quebec, ranked 985 by population and measured at 71.6 square kilometres.

Bois-Franc ranks 985 by 2021 Census population among the covered places in Quebec.

Nothing on the Bois-Franc page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Bois-Franc sits at rank 985 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Bois-Franc, 5.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Bois-Franc could not be verified, the page names the publisher instead of printing a number.

The Bois-Franc page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Bois-Franc with another community can use the same four census fields.

The land area recorded for Bois-Franc is 71.6 square kilometres, and the population is 411 residents in the 2021 Census.

Bois-Franc appears in the census record with 411 residents, and the density of 5.7 people per square kilometre follows from it.

For Bois-Franc, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.