Borrowing in Boischatel, Quebec

Boischatel is one of the Quebec places covered here, with 8,231 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The census figures for Boischatel

Boischatel recorded a population of 8,231 in Statistics Canada's 2021 Census of Population. Land area for Boischatel is 20.4 square kilometres in the same census.

The arithmetic gives 404.3 people per square kilometre.

The 2021 Census population places it at rank 127 in the province.

Boischatel therefore appears at rank 127 of 1150 covered Quebec places, with a density of 404.3 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

Where a figure for Boischatel could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Boischatel is 20.4 square kilometres, and the population is 8,231 residents in the 2021 Census.

For Boischatel, the two census fields above are the only local statistics used anywhere on the page.

Boischatel ranks 127 by 2021 Census population among the covered places in Quebec.

The density figure for Boischatel, 404.3 people per square kilometre, is calculated from the population and land area above.

Boischatel is one of 1150 covered Quebec places, counted at 8,231 residents with a land area of 20.4 square kilometres.

Boischatel appears in the census record with 8,231 residents, and the density of 404.3 people per square kilometre follows from it.

Boischatel sits at rank 127 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Boischatel with another community can use the same four census fields.

Nothing on the Boischatel page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Boischatel page follows the same structure as every other place page, with population, land area, density and rank.

At 8,231 residents in the 2021 Census, Boischatel is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.