Borrowing in Bonaventure, Quebec

This page covers borrowing in Bonaventure, Quebec: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The census figures for Bonaventure

2,733 people were counted in Bonaventure in the 2021 Census. 104.5 square kilometres of land are attributed to Bonaventure.

On those two figures, density is 26.2 residents per square kilometre when rounded to one decimal place.

By population it ranks 305 among the Quebec places covered here.

Compared with the other 1150 covered Quebec places, Bonaventure ranks 305 by population.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The Bonaventure page follows the same structure as every other place page, with population, land area, density and rank.

At 2,733 residents in the 2021 Census, Bonaventure is listed alongside the other covered places in Quebec.

Readers comparing Bonaventure with another community can use the same four census fields.

Where a figure for Bonaventure could not be verified, the page names the publisher instead of printing a number.

The density figure for Bonaventure, 26.2 people per square kilometre, is calculated from the population and land area above.

Bonaventure ranks 305 by 2021 Census population among the covered places in Quebec.

The land area recorded for Bonaventure is 104.5 square kilometres, and the population is 2,733 residents in the 2021 Census.

Bonaventure appears in the census record with 2,733 residents, and the density of 26.2 people per square kilometre follows from it.

Bonaventure sits at rank 305 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Bonaventure page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Bonaventure is one of 1150 covered Quebec places, counted at 2,733 residents with a land area of 104.5 square kilometres.

For Bonaventure, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.