Borrowing in Bonsecours, Quebec

This page covers borrowing in Bonsecours, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Bonsecours

Bonsecours recorded a population of 650 in Statistics Canada's 2021 Census of Population. 60.4 square kilometres of land are attributed to Bonsecours.

On those two figures, density is 10.8 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 835 in the province.

Compared with the other 1150 covered Quebec places, Bonsecours ranks 835 by population.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Bonsecours ranks 835 by 2021 Census population among the covered places in Quebec.

Bonsecours is one of 1150 covered Quebec places, counted at 650 residents with a land area of 60.4 square kilometres.

The land area recorded for Bonsecours is 60.4 square kilometres, and the population is 650 residents in the 2021 Census.

The Bonsecours page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Bonsecours with another community can use the same four census fields.

The density figure for Bonsecours, 10.8 people per square kilometre, is calculated from the population and land area above.

Nothing on the Bonsecours page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Bonsecours sits at rank 835 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Bonsecours appears in the census record with 650 residents, and the density of 10.8 people per square kilometre follows from it.

At 650 residents in the 2021 Census, Bonsecours is listed alongside the other covered places in Quebec.

For Bonsecours, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Bonsecours could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.