Borrowing in Campbell's Bay, Quebec

With 705 residents counted in the 2021 Census, Campbell's Bay sits inside Quebec's provincial lending framework.

The census figures for Campbell's Bay

Population for Campbell's Bay stands at 705 in the 2021 Census. Land area for Campbell's Bay is 3.4 square kilometres in the same census.

Population divided by land area produces a density of 206.1 people per square kilometre.

Among covered Quebec places, Campbell's Bay sits at rank 799 by population.

Campbell's Bay is one of 1150 places listed for Quebec, ranked 799 by population and measured at 3.4 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

At 705 residents in the 2021 Census, Campbell's Bay is listed alongside the other covered places in Quebec.

Readers comparing Campbell's Bay with another community can use the same four census fields.

Campbell's Bay sits at rank 799 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Campbell's Bay page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Campbell's Bay is 3.4 square kilometres, and the population is 705 residents in the 2021 Census.

The density figure for Campbell's Bay, 206.1 people per square kilometre, is calculated from the population and land area above.

Where a figure for Campbell's Bay could not be verified, the page names the publisher instead of printing a number.

Campbell's Bay ranks 799 by 2021 Census population among the covered places in Quebec.

Campbell's Bay is one of 1150 covered Quebec places, counted at 705 residents with a land area of 3.4 square kilometres.

For Campbell's Bay, the two census fields above are the only local statistics used anywhere on the page.

Campbell's Bay appears in the census record with 705 residents, and the density of 206.1 people per square kilometre follows from it.

The Campbell's Bay page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.