Borrowing in Cap-Saint-Ignace, Quebec

With 3,099 residents counted in the 2021 Census, Cap-Saint-Ignace sits inside Quebec's provincial lending framework.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Joint applications combine two incomes and two sets of obligations in the same assessment.

The census figures for Cap-Saint-Ignace

Statistics Canada's 2021 Census gives Cap-Saint-Ignace a population of 3,099. Its land area is 204.3 square kilometres.

The calculated density is 15.2 people per square kilometre.

The community is the 266th largest place in the province within this census set.

Cap-Saint-Ignace is one of 1150 places listed for Quebec, ranked 266 by population and measured at 204.3 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

Readers comparing Cap-Saint-Ignace with another community can use the same four census fields.

Cap-Saint-Ignace is one of 1150 covered Quebec places, counted at 3,099 residents with a land area of 204.3 square kilometres.

Where a figure for Cap-Saint-Ignace could not be verified, the page names the publisher instead of printing a number.

Cap-Saint-Ignace sits at rank 266 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 3,099 residents in the 2021 Census, Cap-Saint-Ignace is listed alongside the other covered places in Quebec.

Nothing on the Cap-Saint-Ignace page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Cap-Saint-Ignace page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Cap-Saint-Ignace, 15.2 people per square kilometre, is calculated from the population and land area above.

Cap-Saint-Ignace appears in the census record with 3,099 residents, and the density of 15.2 people per square kilometre follows from it.

The land area recorded for Cap-Saint-Ignace is 204.3 square kilometres, and the population is 3,099 residents in the 2021 Census.

For Cap-Saint-Ignace, the two census fields above are the only local statistics used anywhere on the page.

Cap-Saint-Ignace ranks 266 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.