Borrowing in Champlain, Quebec

Champlain is one of the Quebec communities covered here, with a 2021 Census population of 1,807, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Champlain

Champlain recorded a population of 1,807 in Statistics Canada's 2021 Census of Population. Land area for Champlain is 58.2 square kilometres in the same census.

Population divided by land area produces a density of 31.1 people per square kilometre.

Among covered Quebec places, Champlain sits at rank 435 by population.

Compared with the other 1150 covered Quebec places, Champlain ranks 435 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The density figure for Champlain, 31.1 people per square kilometre, is calculated from the population and land area above.

Champlain appears in the census record with 1,807 residents, and the density of 31.1 people per square kilometre follows from it.

Nothing on the Champlain page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Champlain ranks 435 by 2021 Census population among the covered places in Quebec.

Champlain is one of 1150 covered Quebec places, counted at 1,807 residents with a land area of 58.2 square kilometres.

The Champlain page follows the same structure as every other place page, with population, land area, density and rank.

At 1,807 residents in the 2021 Census, Champlain is listed alongside the other covered places in Quebec.

For Champlain, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Champlain is 58.2 square kilometres, and the population is 1,807 residents in the 2021 Census.

Champlain sits at rank 435 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Champlain could not be verified, the page names the publisher instead of printing a number.

Readers comparing Champlain with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.