Borrowing in Chazel, Quebec

With 254 residents counted in the 2021 Census, Chazel sits inside Quebec's provincial lending framework.

The census figures for Chazel

In the 2021 Census, Chazel had 254 residents. The community covers 133.6 square kilometres of land.

On those two figures, density is 1.9 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Chazel sits at rank 1087 by population.

Chazel sits at rank 1087 among the 1150 Quebec places here, with 254 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The Chazel page follows the same structure as every other place page, with population, land area, density and rank.

Chazel appears in the census record with 254 residents, and the density of 1.9 people per square kilometre follows from it.

For Chazel, the two census fields above are the only local statistics used anywhere on the page.

Chazel ranks 1087 by 2021 Census population among the covered places in Quebec.

Chazel sits at rank 1087 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Chazel is one of 1150 covered Quebec places, counted at 254 residents with a land area of 133.6 square kilometres.

Readers comparing Chazel with another community can use the same four census fields.

Nothing on the Chazel page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 254 residents in the 2021 Census, Chazel is listed alongside the other covered places in Quebec.

Where a figure for Chazel could not be verified, the page names the publisher instead of printing a number.

The density figure for Chazel, 1.9 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Chazel is 133.6 square kilometres, and the population is 254 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.