Borrowing in Clermont, Quebec

Clermont, Quebec, recorded a population of 484 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A credit file is compiled by private agencies from information lenders and other creditors report.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Clermont

The 2021 Census counted 484 residents in Clermont. Its land area is 156.7 square kilometres.

Dividing population by land area gives 3.1 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Clermont sits at rank 936 by population.

Clermont sits at rank 936 among the 1150 Quebec places here, with 484 residents in the 2021 Census.

The Clermont page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Clermont, 3.1 people per square kilometre, is calculated from the population and land area above.

Readers comparing Clermont with another community can use the same four census fields.

Clermont is one of 1150 covered Quebec places, counted at 484 residents with a land area of 156.7 square kilometres.

Clermont appears in the census record with 484 residents, and the density of 3.1 people per square kilometre follows from it.

Clermont sits at rank 936 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 484 residents in the 2021 Census, Clermont is listed alongside the other covered places in Quebec.

The land area recorded for Clermont is 156.7 square kilometres, and the population is 484 residents in the 2021 Census.

For Clermont, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Clermont could not be verified, the page names the publisher instead of printing a number.

Nothing on the Clermont page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.