Borrowing in Cloridorme, Quebec

With 607 residents counted in the 2021 Census, Cloridorme sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Cloridorme

607 people were counted in Cloridorme in the 2021 Census. Its land area is 158.7 square kilometres.

Dividing population by land area gives 3.8 residents per square kilometre, rounded to one decimal place.

The community is the 861st largest place in the province within this census set.

Cloridorme therefore appears at rank 861 of 1150 covered Quebec places, with a density of 3.8 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Readers comparing Cloridorme with another community can use the same four census fields.

Where a figure for Cloridorme could not be verified, the page names the publisher instead of printing a number.

For Cloridorme, the two census fields above are the only local statistics used anywhere on the page.

Cloridorme appears in the census record with 607 residents, and the density of 3.8 people per square kilometre follows from it.

The density figure for Cloridorme, 3.8 people per square kilometre, is calculated from the population and land area above.

The Cloridorme page follows the same structure as every other place page, with population, land area, density and rank.

Cloridorme sits at rank 861 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Cloridorme ranks 861 by 2021 Census population among the covered places in Quebec.

At 607 residents in the 2021 Census, Cloridorme is listed alongside the other covered places in Quebec.

Cloridorme is one of 1150 covered Quebec places, counted at 607 residents with a land area of 158.7 square kilometres.

Nothing on the Cloridorme page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Cloridorme is 158.7 square kilometres, and the population is 607 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.