Borrowing in Côte-Saint-Luc, Quebec

Côte-Saint-Luc is one of the Quebec places covered here, with 34,504 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Mid-sized places carry the same product list and the same provincial position as the largest city in the province.

The census figures for Côte-Saint-Luc

34,504 people were counted in Côte-Saint-Luc in the 2021 Census. Statistics Canada lists 7.0 square kilometres of land for the community.

That gives a density of 4901.1 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Côte-Saint-Luc sits at rank 32 by population.

Côte-Saint-Luc sits at rank 32 among the 1150 Quebec places here, with 34,504 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Joint applications combine two incomes and two sets of obligations in the same assessment.

Côte-Saint-Luc appears in the census record with 34,504 residents, and the density of 4901.1 people per square kilometre follows from it.

Côte-Saint-Luc sits at rank 32 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 34,504 residents in the 2021 Census, Côte-Saint-Luc is listed alongside the other covered places in Quebec.

For Côte-Saint-Luc, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Côte-Saint-Luc page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Côte-Saint-Luc with another community can use the same four census fields.

Where a figure for Côte-Saint-Luc could not be verified, the page names the publisher instead of printing a number.

The density figure for Côte-Saint-Luc, 4901.1 people per square kilometre, is calculated from the population and land area above.

Côte-Saint-Luc ranks 32 by 2021 Census population among the covered places in Quebec.

The Côte-Saint-Luc page follows the same structure as every other place page, with population, land area, density and rank.

Côte-Saint-Luc is one of 1150 covered Quebec places, counted at 34,504 residents with a land area of 7.0 square kilometres.

The land area recorded for Côte-Saint-Luc is 7.0 square kilometres, and the population is 34,504 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.