Borrowing in Courcelles, Quebec

A loan taken out in Courcelles is governed by Quebec's licensing rules, and the 2021 Census counted 814 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Courcelles

In the 2021 Census, Courcelles had 814 residents. 90.3 square kilometres of land are attributed to Courcelles.

That gives a density of 9.0 people per square kilometre, rounded to one decimal place.

By population it ranks 749 among the Quebec places covered here.

Within Quebec, Courcelles is place number 749 by population in this census set, at 814 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Nothing on the Courcelles page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Courcelles could not be verified, the page names the publisher instead of printing a number.

The density figure for Courcelles, 9.0 people per square kilometre, is calculated from the population and land area above.

Courcelles ranks 749 by 2021 Census population among the covered places in Quebec.

Readers comparing Courcelles with another community can use the same four census fields.

Courcelles appears in the census record with 814 residents, and the density of 9.0 people per square kilometre follows from it.

Courcelles sits at rank 749 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Courcelles, the two census fields above are the only local statistics used anywhere on the page.

Courcelles is one of 1150 covered Quebec places, counted at 814 residents with a land area of 90.3 square kilometres.

The land area recorded for Courcelles is 90.3 square kilometres, and the population is 814 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.