Borrowing in Cowansville, Quebec

A loan taken out in Cowansville is governed by Quebec's licensing rules, and the 2021 Census counted 15,234 people in the community.

The census figures for Cowansville

The 2021 Census counted 15,234 residents in Cowansville. Its land area is 46.9 square kilometres.

On those two figures, density is 325.0 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 72 within this data set.

Compared with the other 1150 covered Quebec places, Cowansville ranks 72 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Cowansville is one of 1150 covered Quebec places, counted at 15,234 residents with a land area of 46.9 square kilometres.

At 15,234 residents in the 2021 Census, Cowansville is listed alongside the other covered places in Quebec.

Cowansville appears in the census record with 15,234 residents, and the density of 325.0 people per square kilometre follows from it.

The land area recorded for Cowansville is 46.9 square kilometres, and the population is 15,234 residents in the 2021 Census.

Where a figure for Cowansville could not be verified, the page names the publisher instead of printing a number.

Readers comparing Cowansville with another community can use the same four census fields.

For Cowansville, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Cowansville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cowansville ranks 72 by 2021 Census population among the covered places in Quebec.

The density figure for Cowansville, 325.0 people per square kilometre, is calculated from the population and land area above.

Cowansville sits at rank 72 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Cowansville page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.