Borrowing in Desbiens, Quebec

This page covers borrowing in Desbiens, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Desbiens

995 people were counted in Desbiens in the 2021 Census. The community covers 10.4 square kilometres of land.

The calculated density is 95.8 people per square kilometre.

Its provincial population rank is 664 within this data set.

Within Quebec, Desbiens is place number 664 by population in this census set, at 995 residents.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Where a figure for Desbiens could not be verified, the page names the publisher instead of printing a number.

Nothing on the Desbiens page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Desbiens, 95.8 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Desbiens is 10.4 square kilometres, and the population is 995 residents in the 2021 Census.

Desbiens is one of 1150 covered Quebec places, counted at 995 residents with a land area of 10.4 square kilometres.

At 995 residents in the 2021 Census, Desbiens is listed alongside the other covered places in Quebec.

Desbiens ranks 664 by 2021 Census population among the covered places in Quebec.

Readers comparing Desbiens with another community can use the same four census fields.

For Desbiens, the two census fields above are the only local statistics used anywhere on the page.

Desbiens appears in the census record with 995 residents, and the density of 95.8 people per square kilometre follows from it.

Desbiens sits at rank 664 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.