Borrowing in Deschaillons-sur-Saint-Laurent, Quebec

Deschaillons-sur-Saint-Laurent is one of the Quebec communities covered here, with a 2021 Census population of 906, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Deschaillons-sur-Saint-Laurent

In the 2021 Census, Deschaillons-sur-Saint-Laurent had 906 residents. Statistics Canada lists 36.5 square kilometres of land for the community.

That gives a density of 24.8 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Deschaillons-sur-Saint-Laurent sits at rank 703 by population.

Deschaillons-sur-Saint-Laurent is one of 1150 places listed for Quebec, ranked 703 by population and measured at 36.5 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A credit file is compiled by private agencies from information lenders and other creditors report.

At 906 residents in the 2021 Census, Deschaillons-sur-Saint-Laurent is listed alongside the other covered places in Quebec.

Nothing on the Deschaillons-sur-Saint-Laurent page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Deschaillons-sur-Saint-Laurent is 36.5 square kilometres, and the population is 906 residents in the 2021 Census.

The Deschaillons-sur-Saint-Laurent page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Deschaillons-sur-Saint-Laurent with another community can use the same four census fields.

Deschaillons-sur-Saint-Laurent appears in the census record with 906 residents, and the density of 24.8 people per square kilometre follows from it.

Where a figure for Deschaillons-sur-Saint-Laurent could not be verified, the page names the publisher instead of printing a number.

Deschaillons-sur-Saint-Laurent is one of 1150 covered Quebec places, counted at 906 residents with a land area of 36.5 square kilometres.

Deschaillons-sur-Saint-Laurent ranks 703 by 2021 Census population among the covered places in Quebec.

Deschaillons-sur-Saint-Laurent sits at rank 703 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.