Borrowing in Deschambault-Grondines, Quebec

Deschambault-Grondines is one of the Quebec places covered here, with 2,235 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The census figures for Deschambault-Grondines

Statistics Canada's 2021 Census gives Deschambault-Grondines a population of 2,235. The census records a land area of 124.0 square kilometres for Deschambault-Grondines.

On those two figures, density is 18.0 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 374 within this data set.

Compared with the other 1150 covered Quebec places, Deschambault-Grondines ranks 374 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Deschambault-Grondines is one of 1150 covered Quebec places, counted at 2,235 residents with a land area of 124.0 square kilometres.

Deschambault-Grondines sits at rank 374 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Deschambault-Grondines page follows the same structure as every other place page, with population, land area, density and rank.

At 2,235 residents in the 2021 Census, Deschambault-Grondines is listed alongside the other covered places in Quebec.

Deschambault-Grondines ranks 374 by 2021 Census population among the covered places in Quebec.

Nothing on the Deschambault-Grondines page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Deschambault-Grondines could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Deschambault-Grondines is 124.0 square kilometres, and the population is 2,235 residents in the 2021 Census.

The density figure for Deschambault-Grondines, 18.0 people per square kilometre, is calculated from the population and land area above.

For Deschambault-Grondines, the two census fields above are the only local statistics used anywhere on the page.

Deschambault-Grondines appears in the census record with 2,235 residents, and the density of 18.0 people per square kilometre follows from it.

Readers comparing Deschambault-Grondines with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.