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Borrowing in Durham-Sud, Quebec

How borrowing works in Durham-Sud, Quebec, where the 2021 Census counted 1,051 residents.

Province Quebec (QC)
Population, 2021 Census 1,051
Land area 92.6 km²
Provincial regulator See the FCAC list

This page covers borrowing in Durham-Sud, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Durham-Sud

1,051 people were counted in Durham-Sud in the 2021 Census. Its land area is 92.6 square kilometres.

The calculated density is 11.3 people per square kilometre.

The community is the 640th largest place in the province within this census set.

Within Quebec, Durham-Sud is place number 640 by population in this census set, at 1,051 residents.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Nothing on the Durham-Sud page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,051 residents in the 2021 Census, Durham-Sud is listed alongside the other covered places in Quebec.

Durham-Sud is one of 1150 covered Quebec places, counted at 1,051 residents with a land area of 92.6 square kilometres.

For Durham-Sud, the two census fields above are the only local statistics used anywhere on the page.

Durham-Sud sits at rank 640 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Durham-Sud could not be verified, the page names the publisher instead of printing a number.

Durham-Sud appears in the census record with 1,051 residents, and the density of 11.3 people per square kilometre follows from it.

The land area recorded for Durham-Sud is 92.6 square kilometres, and the population is 1,051 residents in the 2021 Census.

The Durham-Sud page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Durham-Sud, 11.3 people per square kilometre, is calculated from the population and land area above.

Durham-Sud ranks 640 by 2021 Census population among the covered places in Quebec.

Readers comparing Durham-Sud with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Durham-Sud

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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