Borrowing in Egan-Sud, Quebec

Egan-Sud, Quebec, recorded a population of 508 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A credit file is compiled by private agencies from information lenders and other creditors report. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Egan-Sud

Egan-Sud recorded a population of 508 in Statistics Canada's 2021 Census of Population. Land area for Egan-Sud is 49.8 square kilometres in the same census.

Dividing population by land area gives 10.2 residents per square kilometre, rounded to one decimal place.

Egan-Sud ranks 920 by population among the Quebec places on this site.

Egan-Sud sits at rank 920 among the 1150 Quebec places here, with 508 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Egan-Sud page follows the same structure as every other place page, with population, land area, density and rank.

Egan-Sud is one of 1150 covered Quebec places, counted at 508 residents with a land area of 49.8 square kilometres.

Egan-Sud appears in the census record with 508 residents, and the density of 10.2 people per square kilometre follows from it.

The density figure for Egan-Sud, 10.2 people per square kilometre, is calculated from the population and land area above.

Egan-Sud sits at rank 920 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Egan-Sud page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Egan-Sud, the two census fields above are the only local statistics used anywhere on the page.

Egan-Sud ranks 920 by 2021 Census population among the covered places in Quebec.

Where a figure for Egan-Sud could not be verified, the page names the publisher instead of printing a number.

Readers comparing Egan-Sud with another community can use the same four census fields.

The land area recorded for Egan-Sud is 49.8 square kilometres, and the population is 508 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.