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Borrowing in Gaspé, Quebec

Gaspé is one of the Quebec communities covered here, with 15,063 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 15,063
Land area 1118.8 km²
Provincial regulator See the FCAC list

With 15,063 residents counted in the 2021 Census, Gaspé sits inside Quebec's provincial lending framework.

The census figures for Gaspé

The 2021 Census counted 15,063 residents in Gaspé. Its land area is 1118.8 square kilometres.

The arithmetic gives 13.5 people per square kilometre.

The 2021 Census population places it at rank 74 in the province.

Gaspé sits at rank 74 among the 1150 Quebec places here, with 15,063 residents in the 2021 Census.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Gaspé appears in the census record with 15,063 residents, and the density of 13.5 people per square kilometre follows from it.

For Gaspé, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Gaspé page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Gaspé could not be verified, the page names the publisher instead of printing a number.

Gaspé sits at rank 74 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Gaspé is one of 1150 covered Quebec places, counted at 15,063 residents with a land area of 1118.8 square kilometres.

Readers comparing Gaspé with another community can use the same four census fields.

Gaspé ranks 74 by 2021 Census population among the covered places in Quebec.

At 15,063 residents in the 2021 Census, Gaspé is listed alongside the other covered places in Quebec.

The Gaspé page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Gaspé is 1118.8 square kilometres, and the population is 15,063 residents in the 2021 Census.

The density figure for Gaspé, 13.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Gaspé

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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