Borrowing in Girardville, Quebec

Girardville is one of the Quebec communities covered here, with a 2021 Census population of 1,018, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Girardville

The 2021 Census counted 1,018 residents in Girardville. The census records a land area of 124.1 square kilometres for Girardville.

That gives a density of 8.2 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 658 in the province.

Girardville therefore appears at rank 658 of 1150 covered Quebec places, with a density of 8.2 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Girardville is one of 1150 covered Quebec places, counted at 1,018 residents with a land area of 124.1 square kilometres.

Where a figure for Girardville could not be verified, the page names the publisher instead of printing a number.

For Girardville, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Girardville, 8.2 people per square kilometre, is calculated from the population and land area above.

Readers comparing Girardville with another community can use the same four census fields.

The Girardville page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Girardville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Girardville ranks 658 by 2021 Census population among the covered places in Quebec.

At 1,018 residents in the 2021 Census, Girardville is listed alongside the other covered places in Quebec.

Girardville sits at rank 658 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Girardville is 124.1 square kilometres, and the population is 1,018 residents in the 2021 Census.

Girardville appears in the census record with 1,018 residents, and the density of 8.2 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.