Borrowing in Granby, Quebec

Granby, Quebec, recorded a population of 69,025 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the middle band are mid-sized by Canadian standards, and the products compared here are the same provincial set.

The census figures for Granby

Granby recorded a population of 69,025 in Statistics Canada's 2021 Census of Population. Its land area is 152.7 square kilometres.

The arithmetic gives 452.1 people per square kilometre.

Granby ranks 16 by population among the Quebec places on this site.

The place record for Granby covers 152.7 square kilometres and 69,025 residents, a density of 452.1 people per square kilometre.

Granby sits at rank 16 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Granby with another community can use the same four census fields.

For Granby, the two census fields above are the only local statistics used anywhere on the page.

Granby ranks 16 by 2021 Census population among the covered places in Quebec.

Granby appears in the census record with 69,025 residents, and the density of 452.1 people per square kilometre follows from it.

Where a figure for Granby could not be verified, the page names the publisher instead of printing a number.

The Granby page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Granby page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Granby, 452.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Granby is 152.7 square kilometres, and the population is 69,025 residents in the 2021 Census.

Granby is one of 1150 covered Quebec places, counted at 69,025 residents with a land area of 152.7 square kilometres.

At 69,025 residents in the 2021 Census, Granby is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.